It doesn’t matter where you live – having to deal with a foreclosure is a harrowing and absolutely stressful ordeal. And if you couple this with financial problems, there is no doubt you will feel overwhelmed, frustrated and will probably make a few bad decisions. And that is exactly where we at Rojhani Law Group can help you.
As a foreclosure law firm, we will work tirelessly to help you avoid foreclosure through streamlined legal counsel. You have to understand that your bank is under no obligation to provide any assistance whatsoever, which is why you need to shift your energy on precision-based counsel. Our Foreclosure attorney can play an instrumental role in steering you clear of the major implications of this troubling complication.
We view things from a holistic perspective – for us, you are just like family, we can empathize with what you are going through – and that is precisely why we have designed some of the best strategies to help you get through this ordeal with a smile on your face.
We Help You Save Your Home
There may be plenty of reasons why you may be faced with a foreclosure – from a mortgage you rushed into to closing a deal at a bad time – however, what is done is done – the only way you can move on from here is through precision-based guidance and trust. Sure, foreclosure is a personal thing – and you’re right in thinking that nobody in the world cares about your problem – but we at Rohjani Law Group do, and that is exactly why we offer a host of streamlined services for foreclosure prevention.
The foreclosure litigation process involves homeowners suing the banks/lender for wrongful foreclosure or contest illegal lending practices. However, as per California foreclosure laws, lenders are not capable of filing a lawsuit on a mortgage – the law states settling the case without going to court.
Our foreclosure attorney can help build a mortgage refinancing plan for you – refinancing the amount you owe can help make your ordeal a bit lighter and more manageable and you may possibly avoid a foreclosure.
Wrongful foreclosures are a frustrating complication – but with the Rojhani Law Group at your back, our specialists can help you fight back when it comes to a fraudulent or an unethical lender.
Our foreclosure attorney can play an instrumental role in finding legal loop holes in the system to defend your right to owning your house by any means necessary. Remember for us, it is personal.
Home Loan Forgiveness
There are some debt relief plans that we can help you proceed with to make your mortgage payments more manageable.
Know Your Legal Rights
Hanging on the precipice of a potential foreclosure can suck the life right out of you – however, you have to understand that the process considerably differs depending where you live in the US. While a lot of states practice a judicial process when it comes to a foreclosure, a lot of others have a non-judicial process.
Both factors can make a huge impact on your case since it can be a deciding factor of whether you get to stay in your house or not. Here is what you absolutely need to know:
Non-Judicial vs. Judicial Foreclosure – What Can Help You?
A state with a judicial law for foreclosure requires the lender to contest their case in the court of law. This is where a foreclosure is seen as a lawsuit that is filed by the lender against the homeowner. And because the courts are involved in the process – there are very stringent laws and regulations that need to be adhered to.
This also means that a foreclosure attorney can help you buy a lot of time to get things in order – for example, he can demand that the lending party shows all the appropriate documentation that testified that they have a legal right to proceed with the foreclosure. Sure, this may not be able to stop the foreclosure – but it can delay the proceedings.
On the flip-side – there is non-judicial proceedings for foreclosure. This is where the state’s legal system does not permit the lending party to file law suit against the homeowner in the courts. However, it is vital to understand that the lender has to still abide by some laws and regulations before foreclosing your house. The homeowner (you) will be have to be issued a notice of the sale of the property and any default payments.
However, it is critical to understand that non-judicial foreclosures are not in the favor of homeowners in the sense that the proceeding will not protect the property owner in terms of buying any time or asking for any sort of documentations as there are no courts involved. That is particularly why foreclosure cases open and shut swiftly in states where there are non-judicial proceedings. But that is where the California Homeowner Act can afford some protection to you with the help of an expert foreclosure attorney.
A Foreclosure Law Firm That Gets The Job Done
At Rojhani Law Group, we are fully committed and dedicated to providing you precision-based legal foreclosure consultation – highlighting all the best possible alternatives and strategies that can help you and your family keep your house and continue making happy memories. This is personal for us – and we treat each case as if it was one of our own – we can go the extra mile where most law firms throw in the towel – how? Well, for that you are going to have to apply for a free foreclosure consultation with us.